1. Acceptance of Terms

By downloading, installing, or using Vicharalaya ("the App"), you agree to comply with and be bound by these Terms of Use. If you do not agree to these terms, please do not use the App.

2. Description of Service

Vicharalaya is an AI-powered personal development application designed to help users transform thoughts into actionable visions, goals, and tasks. Our services include:

• Thought capture and organization through the Thought Factory
• AI-powered idea validation and feasibility analysis
• Research task generation for exploring uncertainties
• Vision creation and goal management
• Task tracking with AI-generated challenge detection and mitigation strategies
• Progress analytics and journey visualization

3. User Accounts and Registration

3.1 Account Creation

To use Vicharalaya, you must create an account by providing accurate and complete information. You are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Notifying us immediately of any unauthorized use

3.2 Account Eligibility

You must be at least 13 years old to use Vicharalaya. Users under 18 should have parental or guardian consent.

4. AI-Generated Content

4.1 Nature of AI Assistance

Our AI features provide:

• Feasibility scores and validation assessments
• Research task suggestions based on uncertainties
• Challenge identification and mitigation strategies
• Progress insights and pattern recognition

4.2 User Responsibility

You acknowledge that:

• AI-generated content is for informational purposes only
• You should verify important information independently
• Final decisions and actions are your responsibility
• The App does not replace professional consultation when needed

5. User Content and Data

5.1 Your Content

You retain ownership of all content you create in Vicharalaya, including:

• Thoughts, ideas, and visions
• Goals, tasks, and journal entries
• Research notes and personal reflections

5.2 License to Use Your Content

By using Vicharalaya, you grant us a limited license to:

• Store and process your content to provide the service
• Use anonymized, aggregated data to improve our AI models
• Analyze usage patterns to enhance user experience

We will never: Sell your personal content, share identifiable information without consent, or use your data for purposes beyond service improvement.

6. Subscription and Payments

6.1 Founder Circle Membership

Vicharalaya offers a lifetime Founder Circle membership with the following terms:

• One-time payment: ₹5,000 (approx. $60 USD)
• Benefits: Lifetime access to all features, priority support, exclusive updates
• Limited availability: First 1,000 members only

6.2 Payment Processing

All payments are processed through secure third-party payment providers. We do not store your payment card information.

6.3 Refund Policy

Due to the nature of digital products and lifetime access:

• Refunds are available within 14 days of purchase if you have not actively used core features
• Requests must be submitted to hello@vicharalaya.com with your account details
• Refunds will be processed within 7-10 business days

7. Acceptable Use Policy

You agree not to:

• Use the App for any illegal or unauthorized purpose
• Attempt to gain unauthorized access to our systems
• Reverse engineer, decompile, or disassemble the App
• Upload malicious code, viruses, or harmful content
• Impersonate others or create fraudulent accounts
• Scrape, harvest, or extract data from the App
• Use the App to harass, abuse, or harm others

8. Intellectual Property Rights

Vicharalaya, including its design, features, code, and algorithms, is owned by Simarahitam Technologies Pvt. Ltd. and protected by copyright and other applicable intellectual property laws.

9. Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your data. By using Vicharalaya, you consent to our privacy practices.

10. Third-Party Services

Vicharalaya integrates with third-party services including:

• Firebase: Backend infrastructure, authentication, and database
• Google AI/Gemini: AI-powered features and natural language processing
• Cloud Functions: Serverless computing for AI operations

These services have their own terms and privacy policies. We are not responsible for third-party practices.

11. Termination

11.1 Your Rights

You may stop using Vicharalaya at any time and request account deletion by contacting hello@vicharalaya.com.

11.2 Our Rights

We reserve the right to suspend or terminate your account if you:

• Violate these Terms of Use
• Engage in fraudulent or harmful activities
• Abuse our services or support team

12. Changes to Terms

We may update these Terms of Use from time to time. We will notify you of significant changes through:

• In-app notifications
• Email to your registered address
• Updates on our website

Continued use of Vicharalaya after changes constitutes acceptance of the new terms.

13. Governing Law

These Terms of Use are governed by the laws of India. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of courts in Bangalore, Karnataka, India.

14. Contact Information

For questions about these Terms of Use, please contact:

• Email: hello@vicharalaya.com
• Support: support@vicharalaya.com
• Company: Simarahitam Technologies Pvt. Ltd., Bangalore, India

1. No Professional Advice

1.1 Not Medical or Mental Health Advice

Vicharalaya is NOT a medical device or mental health treatment tool. Our AI features:

• Do not diagnose mental health conditions
• Do not provide medical treatment or therapy
• Are not a replacement for licensed mental health professionals
• Should not be used in crisis situations

If you are experiencing a mental health crisis, please contact emergency services or a crisis hotline immediately.

1.2 Not Financial or Legal Advice

Any business ideas, financial goals, or legal considerations discussed in Vicharalaya:

• Are for informational and organizational purposes only
• Should not be construed as professional financial or legal advice
• Require consultation with qualified professionals before action

1.3 Not Career Counseling

Career-related insights and goal-setting features are designed to help you organize your thoughts, not to provide professional career counseling or job placement services.

2. AI-Generated Content Limitations

2.1 Accuracy and Reliability

Our AI models strive for accuracy, but you acknowledge that:

• AI can make mistakes: Feasibility scores, research suggestions, and challenge predictions may be inaccurate or incomplete
• Context limitations: AI lacks full understanding of your personal circumstances, local regulations, or specific industry nuances
• Evolving technology: AI models are continually improving but are not infallible
• Bias potential: AI systems may reflect biases present in training data

2.2 Verification Required

You are responsible for:

• Independently verifying AI-generated recommendations
• Conducting your own research before making important decisions
• Consulting with qualified professionals when needed
• Using critical thinking when evaluating AI suggestions

3. No Guarantee of Results

3.1 Personal Outcomes

Vicharalaya is a tool to assist in personal development. We do not guarantee:

• Achievement of your goals or visions
• Business success or financial outcomes
• Career advancement or job opportunities
• Personal transformation or behavioral change

3.2 Individual Results Vary

Success depends on many factors including your effort, circumstances, market conditions, and external factors beyond our control.

4. Service Availability and Reliability

4.1 "As Is" Provision

Vicharalaya is provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to:

• Warranties of merchantability or fitness for a particular purpose
• Uninterrupted or error-free operation
• Accuracy, completeness, or reliability of content
• Security against unauthorized access or data loss

4.2 Technical Limitations

We do not guarantee:

• Continuous availability (maintenance, updates, or outages may occur)
• Compatibility with all devices or operating systems
• Absence of bugs, errors, or technical issues
• Preservation of data during system failures

5. Limitation of Liability

5.1 No Consequential Damages

To the maximum extent permitted by law, Simarahitam Technologies Pvt. Ltd. and its officers, employees, or affiliates shall NOT be liable for:

• Indirect, incidental, special, or consequential damages
• Loss of profits, data, or business opportunities
• Emotional distress or personal injury
• Damages resulting from reliance on AI-generated content
• Decisions made based on using Vicharalaya

5.2 Maximum Liability

Our total liability to you for any claims arising from your use of Vicharalaya shall not exceed the amount you paid for the Founder Circle membership (₹5,000 / $60 USD) or ₹1,000, whichever is less.

6. Third-Party Content and Links

Vicharalaya may contain links to third-party websites or integrate with external services. We:

• Do not endorse or verify third-party content
• Are not responsible for external website accuracy or safety
• Do not control third-party privacy practices
• Recommend reviewing terms and policies of external services

7. Data and Privacy

7.1 Data Security

While we implement industry-standard security measures, we cannot guarantee absolute security. You acknowledge:

• No internet-based service is 100% secure
• Data breaches may occur despite our best efforts
• You use the service at your own risk

7.2 Backup Responsibility

We recommend backing up important content. We are not liable for data loss due to technical failures, account termination, or service discontinuation.

8. User Responsibility

You acknowledge and agree that:

• You use Vicharalaya at your own risk and discretion
• You are solely responsible for your decisions and actions
• You should consult professionals for medical, legal, financial, or other specialized advice
• You are responsible for maintaining device security and account credentials
• You will not rely solely on AI-generated content for important decisions

9. Jurisdictional Issues

Vicharalaya is operated from India and intended for global use. However:

• We make no representation that content is appropriate or available for use in all locations
• Users accessing from other jurisdictions do so at their own risk
• You are responsible for compliance with local laws

10. Changes to Service

We reserve the right to:

• Modify, suspend, or discontinue features without notice
• Update AI models, which may change analysis results
• Cease operation of Vicharalaya (with reasonable notice to Founder Circle members)

11. Emergency Situations

12. Acknowledgment

By using Vicharalaya, you acknowledge that you have read, understood, and agree to this Disclaimer. You understand that:

• Vicharalaya is a productivity and personal development tool, not professional advice
• AI-generated content should be verified and used with discretion
• You bear responsibility for your decisions and actions
• We have made reasonable efforts to provide accurate information but cannot guarantee results

13. Contact for Questions

If you have questions about this Disclaimer or need clarification:

• Email: hello@vicharalaya.com
• Support: support@vicharalaya.com
• Company: Simarahitam Technologies Pvt. Ltd., Bangalore, India