⚠️ Disclaimer

1. No Professional Advice

Vicharalaya is NOT a medical device or mental health treatment tool. Our AI features:

• Do not diagnose mental health conditions
• Do not provide medical treatment or therapy
• Are not a replacement for licensed mental health professionals
• Should not be used in crisis situations

If you are experiencing a mental health crisis, please contact emergency services or a crisis hotline immediately.

Any business ideas, financial goals, or legal considerations discussed in Vicharalaya:

• Are for informational and organizational purposes only
• Should not be construed as professional financial or legal advice
• Require consultation with qualified professionals before action

Career-related insights and goal-setting features are designed to help you organize your thoughts, not to provide professional career counseling or job placement services.

2. AI-Generated Content Limitations

Our AI models strive for accuracy, but you acknowledge that:

• AI can make mistakes: Feasibility scores, research suggestions, and challenge predictions may be inaccurate or incomplete
• Context limitations: AI lacks full understanding of your personal circumstances, local regulations, or specific industry nuances
• Evolving technology: AI models are continually improving but are not infallible
• Bias potential: AI systems may reflect biases present in training data

You are responsible for:

• Independently verifying AI-generated recommendations
• Conducting your own research before making important decisions
• Consulting with qualified professionals when needed
• Using critical thinking when evaluating AI suggestions

3. No Guarantee of Results

Vicharalaya is a tool to assist in personal development. We do not guarantee:

• Achievement of your goals or visions
• Business success or financial outcomes
• Career advancement or job opportunities
• Personal transformation or behavioral change

Success depends on many factors including your effort, circumstances, market conditions, and external factors beyond our control.

4. Service Availability and Reliability

Vicharalaya is provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to:

• Warranties of merchantability or fitness for a particular purpose
• Uninterrupted or error-free operation
• Accuracy, completeness, or reliability of content
• Security against unauthorized access or data loss

We do not guarantee:

• Continuous availability (maintenance, updates, or outages may occur)
• Compatibility with all devices or operating systems
• Absence of bugs, errors, or technical issues
• Preservation of data during system failures

We are not liable for service failures or delays caused by events beyond our control, including but not limited to:

• Third-Party Failures: Outages or discontinuation of AI providers, cloud infrastructure (Google Cloud, Firebase), or payment gateways
• Technical Events: Server failures, network outages, security breaches, DDoS attacks, database corruption
• Natural Disasters: Earthquakes, floods, fires, pandemics, or other acts of God
• Government Actions: Changes in law, government orders, internet shutdowns, or regulatory restrictions
• Labor Disputes: Strikes, lockouts, or industrial actions
• Financial Constraints: Business closure or insolvency

In such events:

• We will make reasonable efforts to notify you and restore service
• Extended outages (7+ days) may qualify for pro-rata subscription credits (no cash refunds)
• Permanent closure will be communicated 30 days in advance if possible, with data export options provided
• We disclaim liability for any damages arising from service unavailability due to force majeure

5. Limitation of Liability

To the maximum extent permitted by law, Simarahitam Technologies Pvt. Ltd. and its officers, employees, or affiliates shall NOT be liable for:

• Indirect, incidental, special, or consequential damages
• Loss of profits, data, or business opportunities
• Emotional distress or personal injury
• Damages resulting from reliance on AI-generated content
• Decisions made based on using Vicharalaya

Our total liability to you for any claims arising from your use of Vicharalaya shall not exceed the amount you paid for the Founder Circle membership (₹10,800 / $120 USD) or ₹1,000, whichever is less.

6. Third-Party Content and Links

Vicharalaya may contain links to third-party websites or integrate with external services. We:

• Do not endorse or verify third-party content
• Are not responsible for external website accuracy or safety
• Do not control third-party privacy practices
• Recommend reviewing terms and policies of external services

7. Data and Privacy

While we implement industry-standard security measures, we cannot guarantee absolute security. You acknowledge:

• No internet-based service is 100% secure
• Data breaches may occur despite our best efforts
• You use the service at your own risk

We recommend backing up important content. We are not liable for data loss due to technical failures, account termination, or service discontinuation.

8. User Responsibility

You acknowledge and agree that:

• You use Vicharalaya at your own risk and discretion
• You are solely responsible for your decisions and actions
• You should consult professionals for medical, legal, financial, or other specialized advice
• You are responsible for maintaining device security and account credentials
• You will not rely solely on AI-generated content for important decisions

9. Jurisdictional Issues

Vicharalaya is operated from India and intended for global use. However:

• We make no representation that content is appropriate or available for use in all locations
• Users accessing from other jurisdictions do so at their own risk
• You are responsible for compliance with local laws

10. Changes to Service

We reserve the right to:

• Modify, suspend, or discontinue features without notice
• Update AI models, which may change analysis results
• Cease operation of Vicharalaya (with reasonable notice to Founder Circle members)

11. Emergency Situations

12. Acknowledgment

By using Vicharalaya, you acknowledge that you have read, understood, and agree to this Disclaimer. You understand that:

• Vicharalaya is a productivity and personal development tool, not professional advice
• AI-generated content should be verified and used with discretion
• You bear responsibility for your decisions and actions
• We have made reasonable efforts to provide accurate information but cannot guarantee results

13. Contact for Questions

If you have questions about this Disclaimer or need clarification:

• Email: hello@vicharalaya.com
• Support: support@vicharalaya.com
• Company: Simarahitam Technologies Pvt. Ltd., Bangalore, India